Good rates. Good people. Welcome home.

Buy a home that’s already built

We offer conventional loans as well as jumbo loans. We’ll help you find the best option between fixed or adjustable rates up to 30 years.

Loans for lower-income and first-time home buyers

We offer several types of loans with low or no down payment and lower interest rates.

FHA loans for first-time home buyers, seniors, manufactured home buyers, veterans and Native Americans
USDA loans for homes in certain rural areas
VA loans for veterans, service members and some surviving spouses

Loans for special circumstances

Alternative income loans for homebuyers who have non-traditional income without standard W-2 forms
Community Cares Home Loan Program for our hometown heroes – such as first responders and educators

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Other types of loans at Security State Bank & Trust

Home equity loan

Your home has likely grown in value since you purchased it. You can borrow against that increased value for a wide range of uses, though your home will count as collateral for the loan.

Refinance an existing loan

As property values rise, so can your available equity. Whether you’re planning renovations, consolidating debt, or funding a major life event, your home’s value may provide options worth exploring.

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The folks here always give 5-Star Customer Service! I could not ask for a better experience every time I visit the Spicewood Branch. I highly recommend their services.

Chris

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