A little more flexibility with your finances.

Credit cards can offer additional financial flexibility and rewards that debit cards don’t offer.

If you pay off your card on time each month, you can avoid paying any interest. You can set up your checking account to automatically pay off your credit card each month in the SSB&T Mobile App or through Online Banking.

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Credit card options at Security State Bank & Trust

	Low Rate Card	World / Preferred Points Rewards Card
Description	The most affordable option, due to lower rates.	The option with more rewards and benefits.
Annual fee	None	None
Grace period Pay no interest if you pay off your card in time.	25 days	25 days
Benefits	Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits. Unlike some card offers, the APR for purchases and cash advances is the same. We do not charge a higher rate for cash advances.	Earn on point for each dollar spent, up to 10,000 points per month. Redeem points any time for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. View or redeem rewards points at mypreferredpoints.com or call 866-678-5191. Online account information available 24/7 at www.cardaccount.net. 24-hour toll-free live customer assistance available at 800-367-7576. Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits. Unlike some card offers, the APR for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Additional fees and penalties	Check cardholder agreement	Check cardholder agreement