Places to pinch your pennies.
A savings account is the perfect place to save up funds for large purchases or emergencies.
Savings accounts offer interest returns that checking accounts do not, but you’ll still have more access to your money than you would with a CD or other investments.
We can help you choose the savings account that best fits your needs.
Personal savings accounts at Security State Bank & Trust
| Choice Money Market | Personal Savings | |
| Description | The best rates for people who can maintain a minimum balance. | A simple option with no monthly fee and no minimum balance. |
| Minimum deposit to open | $50 | $50 |
Minimum daily balance to avoid service fee You have until the last business day of the month in which the account is opened to meet the minimum balance requirements to avoid the service charge fee. | $2,500 | None |
| Service charge fee | $10 | None |
Free withdrawals per month Calculated per monthly statement cycle. | 6 | 6 |
| Fee if you withdrawal more than 6 times/month | $10 each | $2 each |
| Other limits | Limited to one account per primary account owner Tax ID Number
| None |
| Free Mobile and Online Banking, including mobile deposits with the SSB&T Mobile App | ★ | ★ |
| Free electronic or paper statements | ★ | ★ |
Deposits will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000.00), for each deposit insurance ownership category. For more information, visit www.fdic.gov.
Open a savings account
Benefits with every personal savings account
Free electronic or paper statements
Download your statements digitally or by mail.
Mobile and Online Banking
Manage your money from your phone or any device that has internet access.
Mobile deposit
Deposit checks from your phone.
The folks here always give 5-Star Customer Service! I could not ask for a better experience every time I visit the Spicewood Branch. I highly recommend their services.
