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We will be closed Monday, January 20th in honor of Martin Luther King Jr. Day. We will resume normal business hours Tuesday, January 21st.
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Overdraft PROTECTION allows us to automatically transfer money from another Security State Bank & Trust checking or savings account to cover an overdrawn transaction. You choose the account you want linked as coverage. If you do not overdraw your account, you will not be charged. If you do overdraw your account, there is a $5.00 fee per transfer to cover the total overdraft.
You can give us written consent for Overdraft Protection at your nearest Security State Bank & Trust branch location.
If there is not enough money available in your checking or designated overdraft protection account to pay for an expense, your Overdraft PRIVILEGE consent allows Security State Bank & Trust to consider authorizing and paying the transaction using our discretionary overdraft service***. Overdrafts may be created by check, in-person withdrawal, debit card transaction, or other electronic means. When an overdraft occurs, you are responsible for promptly bringing your account to a positive balance.
If you want us to add Overdraft PRIVILEGE to your account(s), please stop by your nearest Security State Bank & Trust branch to give us your written consent to do so.
***We pay overdrafts at our discretion and reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or you have too many overdrafts.
Find a Branch
Lost or Stolen Debit Card: 800-500-1044
Telephone Banking: 866-990-2865
Main Office: 830-997-7575
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Security State Bank & Trust: Notice of changes in temporary FDIC insurance coverage for transaction accounts: By operations of federal law, beginning January 1, 2013, funds deposited in a non-interest bearing transaction account (Including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning, January 1, 2013, all of a depositor's accounts at an insured depository institution, including all non-interest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000.00), for each deposit insurance ownership category. For more information visit www.fdic.gov.