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Overdraft PROTECTION allows us to automatically transfer money from another Security State Bank & Trust checking or savings account to cover an overdrawn transaction. You choose the account you want linked as coverage. If you do not overdraw your account, you will not be charged. If you do overdraw your account, there is a $5.00 fee per transfer to cover the total overdraft.
***We pay overdrafts at our discretion and reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or you have too many overdrafts.
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Lost or Stolen Debit Card: 800-500-1044
Telephone Banking: 866-990-2865
Main Office: 830-997-7575
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Security State Bank & Trust: Notice of changes in temporary FDIC insurance coverage for transaction accounts: By operations of federal law, beginning January 1, 2013, funds deposited in a non-interest bearing transaction account (Including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning, January 1, 2013, all of a depositor's accounts at an insured depository institution, including all non-interest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000.00), for each deposit insurance ownership category. For more information visit www.fdic.gov.