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Our team of Security State Bank & Trust’s banking professionals is here to help you with your financial needs. We believe in building relationships that last for years. We’re not just bankers; we’re your partners.

Contact any of our officers or staff to learn how we can help improve the quality of your financial life.


Directors

James Kemp
Chairman of the Board
Security State Bank & Trust
William H. Cowden, Jr.
President & CEO
Security State Bank & Trust
Dan Kemp
Sr. Vice President
Security State Bank & Trust
President
SSBT Mortgage Group
Ray Geistweidt
CPA
Geistweidt & Co.
Patrick M. Dooley
Attorney at Law
Law Office of Patrick M. Dooley
Keith Keller
Contractor
Allen Keller Co.

Officers

Fredericksburg (830) 997-7575 or Toll Free (866) 990-2865

Officer Title
James Kemp Chairman
William H. Cowden, Jr.
NMLS ID: 445867
President & Chief Executive Officer
Steve Watson Sr. Vice President/Chief Financial Officer
Gary Stehling
NMLS ID: 445868
Sr. Vice President/Chief Lending Officer
Dan Kemp
NMLS ID: 445870
Sr. Vice President
Dale Geistweidt
NMLS ID: 445869
Sr. Vice President/Loan Officer
Donna Morin Sr. Vice President/Compliance/CRA Officer
Linda Somerville Vice President/Marketing Officer
Carol Rodgers Vice President/Information Technology Officer
Kay Stech Vice President/Cashier
Heather Langehennig Vice President/Loan Administrative Officer
Brenda Burrier Vice President/Accounting Officer
Laurie Hartmann Vice President/Human Resources Officer
Cindy Harrison
NMLS ID: 445871
Vice President/Loan Officer
Theresa Treiber Loan Administrative/Escrow Officer
Irma Bustamante Vice President/Merchant Services
Cori Gantenbein Assistant Vice President/Operations Officer
Cathy Straube Vice President/RE Loan Admin
Gina Koennecke Administrative Officer
Teresa Schneider Vice President/Administrative Officer
Jill Vanderford Assistant Vice President/New Accounts Officer
Karen Behrends Assistant Cashier
Jaala Frantzen Assistant Vice President/Electronic Banking Officer
Katie DeLoof Operations Officer
Chad Behrends Assistant Vice President/Loan Review
Austin Kuhn Assistant Vice President/Credit Analyst
Alex Mujica Espinoza
NMLS ID: 1208117
Mortgage Loan Officer
Loretta Leischner Mortgage Finance Manager
Cele Romero Assistant Vice President
Lindsey Davee Assistant Vice President/Loan Administrative Officer
Jamie Duecker Data Processing Officer
Alex Mujica Espinoza
NMLS ID: 1208117
Mortgage Loan Officer
SSBT Mortgage Group Loretta Leischner, Mortgage Finance Manager

Bee Cave (512) 263-1600

Officer Title
Joe David Sherrod
NMLS ID: 479485
Sr. Vice President & Branch Manager
Rudy Cisneros
NMLS ID: 613915
Vice President/Loan Officer
Maria Sturdivant Administrative Officer

Blanco (830) 833-1377

Officer Title
Ronnie Sultemeier
NMLS ID: 479489
Sr. Vice President & Branch Manager
Karla Riley
NMLS ID: 479490
Assistant Vice President/Loan Officer
D’Lynn Elrod Administrative Officer

Boerne (830) 249-9292

Officer Title
Bob Rush
NMLS ID: 473892
Sr. Vice President & Branch Manager
David Derry
NMLS ID: 473235
Vice President/Loan Officer
Amber Baer Administrative Officer
Bryan Wilson
NMLS ID: 769007
Vice President/Loan Officer

Bulverde (830) 438-4848

Officer Title
Martell Adams
NMLS ID: 479480
Sr. Vice President & Branch Manager
Hunter Hawkins
NMLS ID: 1180471
Loan Officer
Genice Trezona Administrative Officer

Canyon Lake (830) 906-2700

Officer Title
Doug Carver
NMLS ID: 482877
Sr. Vice President & Branch Manager
Jeannie Miller
NMLS ID: 482878
Vice President/Loan Officer
Karen Vaughn Administrative Officer

Comfort (830) 995-4488

Officer Title
Jeff Goldman
NMLS ID: 479482
Sr. Vice President & Branch Manager
Carla Earnhardt
NMLS ID: 479483
Vice President/Administrative/Loan Officer
Kenneth Burow
NMLS ID: 479484
Loan Officer

Dripping Springs (512) 858-2900

Officer Title
Charles Turner
NMLS ID: 482861
Sr. Vice President & Branch Manager
Charles Pierce
NMLS ID: 482862
Vice President/Loan Officer
Marilyn Prewitt Assistant Vice President/Loan Admin
Sonia Acosta Assistant Vice President/Admin

Fort Worth - LPO (817) 583-5131

Officer Title
Mark Gonzalez
NMLS ID: 1287602
Vice President/Loan Production Officer

Harper (830) 864-4400

Officer Title
Dan Abbott
NMLS ID: 471718
Sr. Vice President & Branch Manager
Carolyn Meeks
NMLS ID: 471719
Vice President/Loan Officer

Ingram (830) 367-2500

Officer Title
Molly Adams
NMLS ID: 780558
Vice President & Branch Manager
Janet Ontiveros Assistant Vice President/Administrative Officer

Kerrville (830) 895-2000

Officer Title
Mark Cowden
NMLS ID: 473234
Sr. Vice President & Branch Manager
Dan Abbott
NMLS ID: 471718
Sr. Vice President/Loan Officer
Kyle Priour
NMLS ID: 780565
Sr. Vice President/Loan Officer
Leticia Perez
NMLS ID: 479481
Vice President/Loan Officer
Ava Jones Vice President/Administrative Officer
Caren Michel Assistant Vice President/Loan Administrative Officer
Beatrice O’Malley Loan Administrative Officer
Lupe Garcia Loan Administrative Officer
Linda Somerville Vice President/Marketing Officer
Austin Kuhn Assistant Vice President/Credit Analyst

Kingsland - (325) 388-3535

Officer Title
Steve Rodgers
NMLS ID: 471706
Sr. Vice President & Branch Manager
Walter Harris
NMLS ID: 959747
Vice President/Loan Officer
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James Berardi
NMLS ID: 471707
Vice President/Loans
Wanda Lindsey New Accounts Officer
Catherine Macias Administrative Officer

Lago Vista (512) 267-6556

Officer Title
Donna Hensley
NMLS ID: 701741
Vice President & Branch Manager
Tyson Rusche
NMLS ID: 948300
Loan Officer
Monique Compton Administrative Officer

Marble Falls (830) 693-5553

Officer Title
Jeff Bingham
NMLS ID: 797677
Sr. Vice President & Branch Manager
Ann Pevehouse
NMLS ID: 473316
Vice President/Loan Officer
Charles Horn
NMLS ID: 1211281
Loan Officer
Glee Brown Administrative Officer
Carol Barton
NMLS ID: 482879
Sr. Mortgage Loan Officer
Eileen Drake
NMLS ID: 332390
Sr. Mortgage Loan Officer
Carol Rodgers Vice President/Information Technology Officer

Paleface Park (512) 264-9900

Officer Title
Joe David Sherrod
NMLS ID: 479485
Sr. Vice President & Branch Manager
Mike Mandel
NMLS ID: 479486
Vice President/Loan Officer
Deborah Levlon Administrative Officer

Trust Financial Services (830) 895-8028

Officer Title
Rex Boyland Sr. Vice President/Trust Officer
Theresa Sherman Vice President/Trust Officer
Randall Johnson Vice President/Trust Officer
General Inquiries trustfinancialservices@ssbtexas.com