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About Us

Our Rich History

A Message from our Chairman

Security State Bank & Trust is committed to providing the highest quality banking services and products available in the Texas Hill Country.

As technology moves us forward, we remain dedicated to providing old-fashioned person to person customer service blended with our suite of electronic products. Our staff of SSBT Banking Professionals is what sets us apart from our competition. People working with people.

To our long time family of customers, we thank you for your loyalty. For those who seek a new banking home, we welcome you to see why we are called “The Hill Country’s Bank since 1941.”

James Kemp, Chairman

From Simple Beginnings

Security State Bank was born in the heart of Fredericksburg, Texas and still resides in the former Buckhorn Saloon building at 201 West Main. In 1941 a group of local businessmen saw a need for a new bank to better serve the community’s needs. On April 12, Security State Bank officially opened for business in the old saloon building. The white-tailed deer was used as the bank’s logo as a salute to the simple beginnings of our first property.


What’s in a Name?

In May 1962, Security State Bank underwent the only name change in its history when trust services were added. We are proud to say that is the only time our name has changed as we celebrate over 50 years of Trust Financial Services.


When times get tough, the tough grow

In the late 1980’s, when other banks throughout Texas were experiencing difficulty and turmoil, Security State Bank & Trust maintained solid financial performance. This provided the opportunity to grow the market base through acquisitions and new branches. The bank now has branches serving 14 Hill Country communities stemming from our deep roots in Fredericksburg.


Today and Tomorrow

Today, during this time of economic uncertainty coupled with ever increasing regulatory requirements, Security State Bank & Trust remains poised for opportunities for continued growth in the future as a strong privately owned community bank.


“We are proud to say that we are small enough to know you by name and large enough to serve your banking needs.”


Our Officers & Directors See a listing from each branch