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Bank News

AUGUST Lemonade Fridays Return! A Security State Bank & Trust Tradition

Please join us every Friday in August at our Hill Country locations for Lemonade and Cookies! Stop in out of the heat - for a refreshing treat! Every Friday in August.

OVERDRAFT COVERAGE

Security State Bank & Trust offers customers helpful resources to protect accounts from overdraft. Please click on the PERSONAL TAB above to learn more about OVERDRAFT PRIVILEGE and OVERDRAFT PROTECTION. (See "Other Products & Services Section" on the Personal Tab)

MOBILE BANKING NOW AVAILABLE -

www.ssbtexas.com/mobile

We are pleased to announce the addition of Mobile Banking to our Internet Banking products! As an Internet Banking customer, there is NO ENROLLMENT and Mobile Banking is FREE!!! Log in for details in your MESSAGE INBOX! If you are not already banking online, ENROLL TODAY! See the "Internet Banking Log In" to the right on this home page! FREE INTERNET BANKING - FREE MOBILE BANKING!!

FDIC INSURANCE PERMANENTLY INCREASED

Effective July 21, 2010, FDIC Deposit Insurance has been PERMANENTLY increased from $100,000 to $250,000 per depositor. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. Information about the FDIC Insurance increase can be found at the following link: http://www.fdic.gov

FDIC TRANSACTION ACCOUNT GUARANTEE

Security State Bank and Trust is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

PROTECT YOUR PRIVACY

We have been notified of several Internet scams requesting personal banking information. PLEASE DO NOT RESPOND to any calls or emails of this type. Security State Bank and Trust will NEVER ask for your account information via email, telephone call or direct mail. If you have any questions about a request you receive, please contact us ASAP. We want to help you PROTECT YOUR PRIVACY!

NATIONAL CONSUMER PROTECTION

FDIC now provides Quick Tips for Consumers with weekly updates @ www.fdic.gov/consumertips. We strongly support these messages and encourage review of the TIPS in order to become more knowledgeable and empowered consumers.

BANK WITH SECURITY

For over 69 years we have provided SECURITY in banking to Hill Country residents. We are proud of our local heritage, capital strength, expertise to bring you peace of mind and history of safety and soundness. Place your deposits and trust in us. Bank with SECURITY. Member FDIC
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