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Business Products  & Services

Security State Bank and Trust is recognized in the Texas Hill Country for our competitively priced business account products. We invite you to give us the opportunity to compare the fees you are currently paying on your business account to ours! Call one of our New Accounts Representatives or an Officer in a branch in your area for a comparison today.

Products

COMMERCIAL CHECKING ACCOUNT

Available to all companies, sole proprietorships, corporations, partnerships, associations, and organizations

Available to all companies, sole proprietorships, corporations, partnerships and organizations

  • Minimum deposit of $100 required to open this account
  • No minimum daily balance requirement
  • No monthly service charge
  • Free Internet Banking and Free Bill Pay
  • 200 Free Transactions per statement cycle (deposits, debits to accounts, checks deposited)
  • No business account analysis
  • See Schedule of Business Account Service Charges

COMMERCIAL INTEREST BEARING CHECKING

Available to all sole proprietorships and non-profit organizations

COMMERCIAL SAVINGS ACCOUNT

Available to all companies, sole proprietorships, corporations, partnerships, associations, and organizations

COMMERCIAL MONEY MARKET ACCOUNT

Available to all companies, sole proprietorships, corporations, partnerships, associations, and organizations

  • Minimum deposit of $2,500 to open this account
  • Interest bearing account
  • Free Internet Banking
  • Interest compounded monthly and credited to the account monthly
  • Minimum daily balance to avoid a service charge - $2,500
  • Transfers or withdrawals by check, debit card or similar order payable to third parties are limited to six (6) per month
  • Transfers or withdrawals made in person, by mail, or at an ATM have no monthly amount restriction
  • See Schedule of Business Account Service Charges
Certificates of Deposit
  • Available to associations, organizations, corporations, etc.
  • Minimum deposit to open range from $500 and up depending on term
  • Interest rates are tiered by term and amount from 1 month to 5 years
  • Interest may be paid monthly, quarterly, or semi-annually, by check, or can be directly deposited into another account
  • Certificates will automatically renew unless otherwise specified
  • May be pledged as collateral on a loan

We offer unlimited 24 hour toll free Customer Service at 1-866-990-2865.
All transactions – Balance to date – Free merchant check verification
Fax statement upon request at no charge

Internet Banking

  • Basic Internet Banking - FREE
  • Easy, convenient access to your money anytime, anywhere
  • View account balances, history and monthly statements
  • Transfer funds between Security State Bank and Trust accounts
  • Download account history and import into Quicken, QuickBooks or Money
  • Send/Receive secure E-mails direct to Internet Banking Services
  • Reorder Checks
  • Buy Savings Bonds
  • Request Documents
  • Change Address Information

Internet Banking - Bill Pay

  • FREE
  • Pay recurring, occasional and one-time bills
  • Receive E-bills
  • View payment activity
  • Pending Payment feature
  • Maintain payment history
  • On Time Payment Guarantee
  • Quick Bill Setup feature
  • Bill Pay Reminder
  • E-Mail alert capability to remind you about your bill payments

Cash Management Services

Customized Commercial Cash Management Services Available – Contact our Internet Banking Services Home Office at (800) 880-0649 or (830) 997-7575. Email us at internetbanking@ssbtexas.com for additional information about all of our Internet Banking products.

 

Other Products & Services

MASTERCARD/VISA MERCHANT SERVICES

Security State Bank and Trust provides personalized expertise and “hands on” troubleshooting to merchants. We offer internet TransLink, a program for monitoring transaction and deposits daily. There is no long-term binding agreement and we provide optional terminal replacement. Fees are charged on net rather than gross deposits with next banking day credit of VISA and MasterCard deposits. We offer many different brand names and types of equipment, competitively priced. PC Software and Internet processing are also available. Our program is able to interface with most computerized cash register systems.

Call Irma Bustamante at 830-997-7575 or toll free at 800-880-0649.  Email us at merchantservices@ssbtexas.com - Experts in Merchant Services and ranked “best in the Hill Country” by merchants who understand the value of quality, knowledgeable, responsive merchant services.

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